Tops Facts You Need To Know About student Debt

Student debt has truly gotten out of hand over the past few decades. The student loan debt has soared over 600 million dollars in 2017($260 billion to $1.4 trillion). Politician’s are doing nothing to make the matter of student debt better. Below I have listed facts you need to know about student debt that schools do not tell you about.

  • A subsidized student loan is when the government pays the interest while you are still in school. An unsubsidized loan is when interest accrues during school years.
  • The average student loan is 4.53% with a 1.059% fee.
  • The average cost of college is $20,00 per semester.
  • Student debt reached an all time high in 2019 with over $1.4 trillion. That is an 116% increase throughout the years.
  • 1 in 5 students that attend Califorina’s Community College is homeless to avoid the cost of student debt.
  • If you pass away with student debt, it will not go away. That student debt will pass on to your parents or children.
  • If you go bankrupt, your student debt will not go away as well.
  • You can receive student loan forgiveness if you pay your student loans on time for 20-25 years.
  • About one thirds of adults under 30 have student loan debt.
  • More than 3 million senior citizens are paying off their student debt.
  • Black families have more student debt than white families.

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